How to make a complaint

Last updated 2 November 2026

1. Methods

Complaints may be made:

• In writing to: The Old Fuel Depot, Twemlow Lane, Holmes Chapel, Crewe, CW4 8GJ
• by e-mail to compliance@checkfinance.co.uk

2. Process

Acknowledgement

We aim to resolve any expression of dissatisfaction as soon as possible. Where this is done within 3 business days, we will not usually confirm acknowledgement of the complaint in writing, but we will still send a summary resolution.

If it takes us longer than 3 business days to resolve your complaint, we will send you a written or electronic acknowledgement of a complaint within five business days of receipt, identifying the person who will be handling the complaint for the business.

Where we receive a complaint from you that relates to the alleged acts or omission of a third party, we will acknowledge the complaint in writing and advise you that the complaint has been forwarded to the relevant third party who will investigate your complaint and provide you with a final response.

Investigation

Wherever possible, the person handling your complaint will not have been directly involved in the matter which is the subject of the complaint, and will have authority to settle the complaint.

Within four weeks of receiving a complaint, we will send you either:

• a final response adequately addressing the complaint; or
• a holding response, which explains why we are not yet in a position to resolve the complaint and indicates when we will make further contact with you.

Our decision

Within eight weeks of receiving a complaint we will send you either:

• a final response adequately addressing the complaint and outlining your right to refer it to the Financial Ombudsman Service; or
• a response which explains why we are still not in a position to make a final response, giving reasons for the further delay and indicating when we expect to be able to provide a final response, and informs you that you may refer the complaint to the Financial Ombudsman Service if you are dissatisfied with the delay.

Where we decide that redress is appropriate, we will provide you with fair compensation for any acts or omissions for which we are responsible and will comply with any offer of redress that you accept. Appropriate redress will not always involve financial redress, but could involve an apology or another suitable form of redress.

Appeals

If you are not satisfied with our decision regarding a complaint about us and you have allowed us the relevant time frames to respond to you, you can refer it to the Financial Ombudsman Service. Complaints to the Financial Ombudsman Service must be submitted within six months of our final response to you.

Financial Ombudsman Service
Exchange Tower
London
E14 9SR
Tel: 0800 023 4567
Web: financial-ombudsman.org.uk