It is highly likely you are due compensation for mis-sold car finance!

All of your historic agreements found in under 2 minutes  75,000+ customers helped

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We can help you claim back your money. Join thousands of drivers who have already used our service.
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Commissions

You didn’t know the broker or dealer would get a commission for your deal.

Interest rate

You didn’t know they could set or adjust the interest rate on your deal.

Finance terms

The terms of your agreement weren’t clearly explained to you.

Duress

You felt pressurised to agree to the deal shown to you.

Fees & charges

All the fees and charges weren’t explained to you upfront.

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HOW IT WORKS

We find your Agreements

Our system connects with major credit reference agencies and vehicle registration databases, allowing us to identify all car finance agreements linked to you, even if you have changed your name or moved address.

We take the wheel

Once you provide your basic details, our system get’s to work. Within seconds we’ll pull together your historic car finance agreements, even those dating back before 2007, which are often difficult for individuals to locate through traditional methods.

The real work begins

Your claim is passed to our partner law firms, who review all your agreements individually. They gather evidence. Negotiate directly with lenders and work to maximise your compensation all on a no-win, no-fee basis, meanwhile, you don’t have to lift a finger.

Our claim eligibility check takes just two minutes, and provides instant results if an agreement(s) is identified.
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GOOD TO KNOW

No Win No Fee Promise

Where No Win, No Fee is offered – You pay nothing unless your claim is successful. A fee between 18 – 36% including VAT applies on successful claims (fee dependant on level of redress secured), and a cancellation fee may apply outside the 14 day cooling-off period. We may receive a fee for introducing you to a third party/panel solicitor, this does not affect any compensation you may receive.

About Your Choices

Please note that you have the right to pursue your motor finance mis selling claim with the lender directly, through the Financial Ombudsman Service or any public compensation scheme, including any industry wide redress scheme that the FCA will introduce. Whilst we will always strive to get you the maximum amount of compensation possible, there is no guarantee that we will recover any more than you may achieve if you pursued the claim on your own.

FCA Updates

The FCA has extended the deadline for motor finance firms to respond to complaints about discretionary commission arrangements until 4 December 2025.

The FCA is likely to introduce a redress scheme to deal with complaints around discretionary commission arrangements in car finance agreements. See more on the FCAs site here

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GOT QUESTIONS?

You might be eligible for a PCP car finance claim if:

  • Brokers or lenders used Discretionary Commission Arrangements (DCA on car finance) to inflate your interest rates for higher commissions.
  • You were charged more than necessary due to inflated interest rates.
  • The terms of your agreement weren’t explained properly, leaving you unclear about ownership or repayment details.
  • The lender didn’t check whether you could afford the agreement.

If any of these sound familiar, use our car finance claims check to start your claim.

You might have a mis sold car finance agreement if:

  • Your interest rate was higher than necessary.
  • The dealer or broker earned a commission they didn’t disclose to you.
  • The terms of your agreement were unclear or misleading.

Our PCP claims checker can quickly confirm if you’re eligible for a refund.

Our PCP claims experts assist customers with claims involving major lenders, including Black Horse Ltd, Volkswagen Financial Services (UK) Ltd, FirstRand Bank Ltd (London Branch), BMW Financial Services (GB) Ltd, Santander Consumer (UK) PLC, RCI Financial Services Ltd, Vauxhall Finance PLC, Close Brothers Ltd, PSA Finance UK Ltd, FCE Bank PLC, Mercedes-Benz Financial Services UK Ltd, CA Auto Finance UK Ltd, Clydesdale Financial Services Ltd, Blue Motor Finance Ltd, NIIB Group Ltd, Toyota Financial Services (UK) PLC, Moneybarn No. 1 Ltd, Hyundai Capital UK Ltd, Startline Motor Finance Ltd, and many more.

If your agreement was with one of these lenders or others not listed, you may still be eligible for compensation. Our PCP claim services can help you get started.

Yes. If your lender has stopped trading, you can still claim against the dealer or broker who arranged your agreement. Reach out to our PCP experts, and we’ll guide you through starting your mis sold car finance refund.

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Car finance agreements found in seconds!
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